
Peter Freska, CEBS
Benefits Advisor
The LBL Group, A UBA Partner Firm
With the recent issuance of proposed rules for wellness programs under the Patient Protection and Affordable Care Act (PPACA), employers may start to rethink their wellness campaigns. Perhaps they may even think about initiating one. As most of us know, wellness programs without a “carrot or a stick” don’t work. Well, beginning in 2014, employers have up to 30 percent of the total cost of coverage for reward or penalty in wellness programs. Additionally, they have up to 50 percent reward or penalty for smoking cessation programs.